:root{
  --bg:#F6F8FB;
  --card:#FFFFFF;
  --navy:#0B1B33;
  --cobalt:#2B59FF;
  --cobalt-soft:#E8EEFF;
  --amber:#FFB43A;
  --slate:#5A6B85;
  --line:#E3E9F2;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--navy);line-height:1.6;font-size:16px}
h1,h2,h3{font-family:'Sora',sans-serif;letter-spacing:-.01em}
a{text-decoration:none;color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.tag{display:inline-block;background:var(--cobalt-soft);color:var(--cobalt);font-size:12px;font-weight:600;padding:6px 14px;border-radius:100px;letter-spacing:.04em;text-transform:uppercase}
.btn{display:inline-block;padding:14px 28px;border-radius:8px;font-weight:600;font-size:15px;transition:background .2s,border-color .2s}
.btn-blue{background:var(--cobalt);color:#fff}
.btn-blue:hover{background:var(--navy)}
.btn-ghost{border:1.5px solid var(--line);background:var(--card);color:var(--navy)}
.btn-ghost:hover{border-color:var(--cobalt)}

/* NAV */
header{position:sticky;top:0;z-index:50;background:rgba(246,248,251,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{font-family:'Sora',sans-serif;font-weight:700;font-size:20px}
.logo b{color:var(--cobalt)}
nav ul{display:flex;gap:30px;list-style:none;font-size:14px;font-weight:500;color:var(--slate)}
nav a:hover{color:var(--navy)}
.nav .btn{padding:10px 20px;font-size:14px}
.menu-btn{display:none;background:none;border:0;cursor:pointer;width:44px;height:44px;padding:0;border-radius:8px;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.menu-btn span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .2s,opacity .2s}
.nav-cta{display:none}

/* SECTION SPACING (differs by page type) */
body.page-home section{padding:88px 0}
body.page-service section{padding:72px 0}

/* HOME: HERO */
body.page-home .hero{padding:88px 0 96px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero h1{font-size:clamp(36px,5vw,56px);line-height:1.1;font-weight:700;margin:22px 0 20px}
.hero h1 mark{background:linear-gradient(transparent 62%,var(--amber) 62%);color:inherit;padding:0 2px}
.hero p{font-size:18px;color:var(--slate);max-width:46ch;margin-bottom:32px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero p.hero-note{font-size:13px;color:var(--slate);margin-top:18px;margin-bottom:0}
.hero-note b{color:var(--navy)}

/* HOME: monthly close card stack */
.stack{position:relative;display:grid;gap:16px}
.close-card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:flex;align-items:center;gap:16px;box-shadow:0 1px 2px rgba(11,27,51,.05);animation:rise .6s ease both}
.close-card:nth-child(2){animation-delay:.12s;margin-left:28px}
.close-card:nth-child(3){animation-delay:.24s}
.close-card:nth-child(4){animation-delay:.36s;margin-left:28px}
@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;font-size:20px;flex-shrink:0}
.ic-b{background:var(--cobalt-soft)}
.ic-a{background:#FFF3DE}
.close-card h3{font-size:15px;font-weight:600}
.close-card p{font-size:13px;color:var(--slate)}
.pill{margin-left:auto;font-size:11px;font-weight:600;padding:5px 11px;border-radius:100px;background:#E7F7EE;color:#0E7A45;white-space:nowrap}

/* HOME: SERVICES GRID */
.sec-head{text-align:center;max-width:640px;margin:0 auto 56px}
.sec-head h2{font-size:clamp(28px,3.6vw,40px);margin:16px 0 12px}
.sec-head p{color:var(--slate)}
.grid-5{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px;transition:border-color .2s}
.card:hover{border-color:var(--cobalt)}
.card .ic{margin-bottom:18px}
.card h3{font-size:19px;margin-bottom:10px}
.card p{font-size:14.5px;color:var(--slate);margin-bottom:16px}
.card a{font-size:14px;font-weight:600;color:var(--cobalt)}
.card.feature{background:var(--navy);color:#fff;grid-column:span 2;display:flex;flex-direction:column;justify-content:center}
.card.feature p{color:#B9C6DC;max-width:52ch}
.card.feature a{color:var(--amber)}

/* HOME: TAX FUNNEL */
.funnel{background:var(--navy);border-radius:24px;padding:72px 56px;color:#fff}
.funnel-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.funnel h2{font-size:clamp(26px,3.2vw,36px);margin:16px 0 14px}
.funnel p{color:#B9C6DC;margin-bottom:28px;max-width:44ch}
.f-steps{display:grid;gap:14px}
.f-step{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:18px 20px;display:flex;gap:16px;font-size:14.5px}
.f-step .n{font-family:'Sora',sans-serif;font-weight:700;color:var(--amber)}
.f-step b{display:block;font-weight:600;margin-bottom:2px}
.f-step span{color:#B9C6DC}

/* HOME: PROOF */
.proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.quote{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px;font-size:15px}
.quote p{color:#33415C;margin-bottom:18px}
.quote footer{font-size:13px;color:var(--slate);font-weight:500}
.quote .stars{color:var(--amber);letter-spacing:2px;margin-bottom:12px;font-size:14px}

/* HOME: CONTACT */
.contact{background:var(--card);border-top:1px solid var(--line)}
.c-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}
.c-list{display:grid;gap:6px;margin-top:24px}
.c-item{display:flex;gap:14px;padding:16px;border:1px solid var(--line);border-radius:12px;font-size:14.5px;background:var(--bg)}
.c-item b{min-width:64px;color:var(--navy)}
form{display:grid;gap:14px}
input,textarea{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:10px;font-family:inherit;font-size:15px;background:var(--bg)}
input:focus,textarea:focus{outline:none;border-color:var(--cobalt)}

/* SERVICE PAGES: HERO */
body.page-service .s-hero{padding:72px 0 56px;border-bottom:1px solid var(--line)}
.crumb{font-size:13px;color:var(--slate);margin-bottom:20px}
.crumb a{color:var(--cobalt);font-weight:500}
.s-hero h1{font-size:clamp(32px,4.4vw,48px);line-height:1.12;font-weight:700;margin:18px 0 16px;max-width:18ch}
.s-hero p.lead{font-size:18px;color:var(--slate);max-width:56ch;margin-bottom:30px}
.s-cta{display:flex;gap:14px;flex-wrap:wrap}

/* SERVICE PAGES: SECTIONS */
h2.sec{font-size:clamp(24px,3vw,34px);margin-bottom:12px}
p.sub{color:var(--slate);max-width:60ch;margin-bottom:40px}

/* SERVICE PAGES: INCLUDED GRID */
.inc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.inc{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px;transition:border-color .2s}
.inc:hover{border-color:var(--cobalt)}
.inc h3{font-size:16px;margin-bottom:8px}
.inc p{font-size:14px;color:var(--slate)}
.inc .mark{color:var(--cobalt);font-weight:700;font-size:14px;margin-bottom:10px;display:block}

/* SERVICE PAGES: PROCESS */
.proc{background:var(--navy);color:#fff;border-radius:20px;padding:56px 48px}
.proc h2{margin-bottom:36px}
.proc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.p-step .n{font-family:'Sora',sans-serif;font-weight:700;color:var(--amber);font-size:22px}
.p-step h3{font-size:17px;margin:10px 0 6px}
.p-step p{font-size:14px;color:#B9C6DC}

/* SERVICE PAGES: FAQ */
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin-bottom:12px}
details summary{font-weight:600;cursor:pointer;font-size:15.5px;font-family:'Sora',sans-serif}
details p{margin-top:12px;font-size:14.5px;color:var(--slate)}

/* SERVICE PAGES: CTA BAND */
.cta-band{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{font-size:26px}
.cta-band p{color:var(--slate);font-size:15px;margin-top:4px}

/* TRUST ROW (home hero) */
.trust-row{display:flex;flex-wrap:wrap;list-style:none;margin-top:22px;padding:0;font-size:14px;color:var(--slate);font-weight:500}
.trust-row li{display:flex;align-items:center}
.trust-row li+li::before{content:"|";margin:0 12px;color:#B9C6DC}

/* STAT BAND (home) */
body.page-home section.stat-band{padding:0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);background:var(--card);border:1px solid var(--line);border-radius:16px}
.stat{padding:28px 24px;text-align:center}
.stat+.stat{border-left:1px solid var(--line)}
.stat .n{display:block;font-family:'Sora',sans-serif;font-weight:700;font-size:clamp(22px,2.5vw,32px);line-height:1.2;overflow-wrap:anywhere}
.stat .l{display:block;font-size:13px;color:var(--slate);margin-top:6px}

/* FILING SITUATION CARDS (tax prep) */
.inc a{display:inline-block;margin-top:12px;font-size:14px;font-weight:600;color:var(--cobalt)}

/* CROSS-SELL BAND (navy) */
.xsell{background:var(--navy);color:#fff;border-radius:20px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.xsell h2{font-size:26px}
.xsell p{color:#B9C6DC;font-size:15px;margin-top:6px;max-width:56ch}
.btn-ghost-dark{border:1.5px solid rgba(255,255,255,.4);color:#fff;background:transparent}
.btn-ghost-dark:hover{border-color:var(--amber);color:var(--amber)}

/* SEASONAL BANNER */
.season-banner{background:var(--amber);color:var(--navy);font-size:14px;font-weight:500}
.season-inner{display:flex;align-items:center;justify-content:center;gap:16px;padding:10px 24px;max-width:1140px;margin:0 auto}
.season-close{background:none;border:0;cursor:pointer;font-size:20px;line-height:1;color:var(--navy);padding:4px;flex-shrink:0}

/* FOOTER */
footer.site{background:var(--navy);color:#B9C6DC;padding:44px 0;font-size:13px}
body.page-service footer.site{margin-top:40px}
.f-grid{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:24px}
.f-grid b{color:#fff;font-family:'Sora',sans-serif}
.f-cert{display:flex;align-items:center;gap:12px}
.f-badge{width:64px;height:auto;display:block}

@media(max-width:880px){
  .menu-btn{display:flex}
  .nav > .btn{display:none}
  nav ul{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;gap:0;padding:8px 24px 20px;background:var(--card);border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(11,27,51,.08);font-size:16px}
  nav a{display:block;padding:12px 0}
  header.open nav ul{display:flex}
  header.open .menu-btn span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  header.open .menu-btn span:nth-child(2){opacity:0}
  header.open .menu-btn span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .nav-cta{display:block;margin-top:10px}
  .nav-cta a.btn{display:block;text-align:center;padding:12px 20px}
  .loc-grid{grid-template-columns:1fr!important}
  .hero-grid,.funnel-grid,.c-grid{grid-template-columns:1fr;gap:40px}
  .grid-5,.proof-grid{grid-template-columns:1fr}
  .card.feature{grid-column:span 1}
  .funnel{padding:48px 28px}
  .close-card:nth-child(2),.close-card:nth-child(4){margin-left:0}
  .inc-grid,.proc-grid{grid-template-columns:1fr}
  .proc{padding:40px 24px}
  body.page-home section{padding:60px 0}
  body.page-service section{padding:52px 0}
  body.page-home .hero{padding:32px 0 64px}
  body.page-service .s-hero{padding:32px 0 44px}
  .trust-row{gap:6px 18px}
  .trust-row li+li::before{content:"";margin:0}
  body.page-home section.stat-band{padding:0}
  .stats{grid-template-columns:1fr 1fr}
  .stat+.stat{border-left:none}
  .stat:nth-child(even){border-left:1px solid var(--line)}
  .stat:nth-child(n+3){border-top:1px solid var(--line)}
  .xsell{padding:36px 24px}
}
@media(prefers-reduced-motion:reduce){.close-card{animation:none}*{transition:none!important}}